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Patent Filing Highlights US20200027096A1

Filed on Nov. 5th, 2018 with a priority claim to Nov. 7th, 2017. We believe this application covers the tokenization of a commodity, security, or other physical asset, represented as a digital asset (RWA) on blockchain. This patent also covers trading these digital assets (RWAs) in a commodities or financial exchange, including immediate buy/sell transactions, options, forwards and/or futures, and swaps.

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Patent App US20200027096A1 - Nov 7th, 2017

US20200027096A1 (pdf)Download

Patent Filing Highlights US20220180374A1

Filed on Feb. 25th, 2019 with a priority claim to Dec. 26th, 2017. We believe this application extends US20200027096A1 and can potentially cover the tokenization of commodities, securities, contract or any other physical asset as a digital twin/asset (RWA) on blockchain.

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Patent App US20220180374A1 - Dec 26th, 2017

US20220180374A1 (pdf)Download

Patent Filing Highlights US19362415

Filed on Oct. 19th, 2025 with a priority to USPTO Provisional Application No, 63/709,462 filed October 20th, 2024, all of which are incorporated herein.


We believe this application covers the bank deposit and hypothecation of any physical or digital asset (RWA), and issuing tokenized loans to represent the hypothecation. This patent describes a fully tokenized bank through AI as agentic commerce, or AI Agents for payments or any other bank service, including issuance and management of tokenized loans as peer-to-peer or bank issued loans. Includes bank tokenized derivatives minted and issued as RWAs. This patent involves reinvestment of bank reserves as tokenized investments into existing businesses to produce additional yield for minting and staking services, as well as utilizing carbon accounting to produce additional yield.

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Patent App US19362415 - Oct. 20th, 2024

AIAgentBankingPlatform101925Abstract (docx)Download
AIAgentBankingPlatform101925Drawings (docx)Download
AIAgentBankingPlatform101925Specification (docx)Download

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